• Identification of discrepancies, if any, during processing of loan files received from the branches and communication of same to the branches for rectification and resubmission of Processing/reviewing for approval of clean (unsecured) & collateralized (Secured) loan files received from branches all over the network in line with Product Program, SBP Prudential Regulations and Bank’s Credit Policy.same for approval.
• During processing/reviewing of loan cases, sample based CBC (call back customer) of at least 5% borrowers/applicants to be done as and when required to confirm/check details /credentials/ credit worthiness of the borrower/applicant.
• To ensure that the loan cases received from the field are processed, reviewed, compliance check and approved /sanctioned as per TAT mentioned in product manual.
• Ensuring compliance of audit exceptions and compliance of all SBP regulations, the Bank Policies, manuals and SOPs in letter and spirit.
• Review of post disbursement approved gold collateralized cases received from the branches to ensure that the cases were finalized/approved at branches in accordance with the product programme, the bank policy and credit manual. Exception noted during the review are to be conveyed to the concern branches for rectification and taking measures in order to avoid such repetition.
Hold a Bachelor’s degree from a reputable Institution in the fields of Business Administration/Banking & Finance/ Agriculture/Economics/Accounts.
Have 1-3 years of credit and / or operations related experience.
Job Locations:
Head Office
About MMBL:
Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.
MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
Why Join MMBL ?
This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.