• Create environment and team spirit for achieving financial and service level objectives. • Achieve self-funding status of the branch by gradually creating a pool of deposits at affordable mix CALSA / SA / TD (Individuals & Corporate) and take full responsibility of the branch as a revenue center. • Take full measures to ensure economy in expense and set standards of frugality to meet the dynamics of branch business. • Act as a Deposit Banking Officer, manage the customer funds in most efficient manner and arrange approvals where required. • Responsible for the functioning of branch in all aspects including operational and administrative functions so that customers must get uninterrupted banking services in a perfect ambiance. • Organize work and deposit mobilization resources in such an efficient manner that everyone is productive enough for achieving overall targets of the branch. • Keep the Head count of assigned Relationship Manager – Deposits intact all the time so that hiring firing process may not affect loss of business. • Coordinate with Area Manager – Deposit Banking for road shows, feet on street, marketing activities under the leadership of Regional Manager – Deposit Banking • Ensure head count planning with Relationship Manager – Deposit Banking required for onboarding Brand Ambassadors / Free Lancers • Ensure to develop a team of minimum 10 Brand Ambassadors / Free Lancers. • Keep a close eye on activities of Relationship Manager and team of his free lancers so that no financial or repute loss is faced by MMBL in present or future. • Manage the sales process in such a manner to exceed Deposit targets of branch with self-contribution and team efforts collectively as per desired product mix of CALSA / TD on monthly/quarterly/ yearly basis. • Ensure to maintain daily NTBA run rate for increasing branch deposit base. • Ensure the execution of financial/ functional transactions with utmost efficiency and retaining the integrity of the process for all the deposit customers. • Keep close coordination with Operations for planning and execution of cash so as to ensure its optimum availability to meet the customer’s requirement without unnecessary delay and avoiding inactive/ non- productive cash holding. • Arrange training for the deposit mobilization staff to build their professional and leadership potential. • Undertake self-assessment on regular basis, accept the deposit relationships with due diligence to help the branch in meeting all the regulatory requirements, prepared for internal / external / SBP audits at any time. • Take full responsibility of bank’s reputation in all functional areas, particularly the integrity of the human resource, information security, and financial transparency. • Maintain the requisite MIS in the branch to monitor the daily productivity in deposit, withdrawal, number of transactions and record the error rate. • Monitor the quality and service indicators at regular basis and ensure their improvement to
• Hold a minimum of Bachelor’s degree in marketing, finance, economics or commerce from a reputable Institution. MBA will be preferable • Have a minimum of 5 years of relevant work experience in branch banking or especially 2 years in deposit mobilization team.
• Team management skills • Analytical skills • People Management skills • Sound communication and interpersonal skills • Negotiation skills • Ability to work under pressure • Time management • Motivational and Leadership skills • Proficient in MS Office • Proficient in core banking systems
• Knowledge of MMBL’s products/processes and policies • Understanding of compliance and regulatory requirements for each of the products • Had been a part of Deposit Sales Team or preferably monitoring a Sales Team in bank.
Graduation & Master
Finance & Marketing
Proficient in MS Office