Area Manager - Deposit Banking

Job Details:

    • • Skilled in business planning, retail or Corporate banking
    • • Handling a large portfolio of customers
    • • Understands Customer behavior and distribution mechanism
    • • Ability to work under pressure
    • • Presentation & Communication skills
    • • Customer Obsessed
    • • Leadership & motivational ability
    • • Proficient in MS office
    • • Ability to build a Team
    • • Ability to work in a team
    • • Capable of managing sales process
    • • Evaluate staff performance rationally
    • • Enforce and reinforce business strategies
    • • Conduct market analysis for business growth in respective area under control.
    • • Identify business opportunities in area and facilitate Regional Managers for preparing business strategy to capture market.
    • • Achieve business targets of Deposit products preferably CALSA / rack rates individually and as a Team Leader within assigned time frame.
    • • Achieve Corporate deposit targets on advice of management individually and as a team leader.
    • • Guide Area, Branch and Relationship Managers in terms of customers, deposit mobilization, selling right products for business growth.
    • • Develop a team of minimum five free lancers / brand ambassadors to market the corporate / retail portfolio as per targets assigned to Area Manager.
    • • Ensure effective sales management by strong monitoring, cross verification and feedback of Free Lancers or any other deposit mobilization staff assigned under control.
    • • Ensure that NTB customers are accepted into depository relationship with due diligence / AML/ CFT and other regulatory parameters.
    • • Maximize revenue generation, contain service delivery cost and ensure team’s profitability through sustainable business growth, controlled expense management against allocated budgets and high quality of portfolio management.
    • • Seek strategic partnerships for Payment/Collection arrangements with corporate sector with ultimate goal of deposit mobilization at affordable costs.
    • • Will actively seek deposit banking relationships of high net worth individuals, large / mid- size corporate clients in public and private sectors, asset management companies, mutual funds, insurance companies and others.
    • • Ensure enforcement of internal control, and reporting as per MMBL’s policies and State Bank of Pakistan’s regulations.
    • • Conduct regular training sessions for Area, Deposit mobilization staff and Free Lancers / Brand Ambassadors.
    • • Ensure all financial/non-financial objectives set for the year are closely monitored and reported as per schedule.
    • • Ensure customer engagement activities / road shows / market storming in the area on regular intervals.
    • • Look for alliances and partnerships for distribution of MSME and micro finance products to maximize outreach for reaching ultimate goal of Deposit Mobilization.
    • • Take full responsibility of bank’s reputation in all functional areas, particularly the integrity of the human resource, information security, and financial transparency.
    • • Any other task / responsibility assigned by the CEO / CBBO / CH / RM
    • • Hold a Master’s degree from a reputable Institution in business administration, commerce, accounting, marketing, economics, finance or any similar discipline.
    • • Minimum 5 years of relevant work experience preferably as a Corporate or Retail Branch Manager having expertise in sales planning, management, and monitoring with any reputable Commercial /Microfinance Banks.

Job Locations:

  • Multan Branch (01)

About MMBL:

Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL ?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.

Short Description
  • Job Type:

  • Positions:

  • Posted On:

    Dec 01, 2022
  • Last Date:

    May 15, 2024
  • Grade:

  • Department:

    Business Banking