Financial Management skills • Analytical skills • Sound communication and interpersonal skills • Ability to work under pressure • Time management • Proficient in MS Office
Planning and Budgeting • Plan month on month disbursement and recovery targets • Calculate income on outstanding portfolio based on product mix • Calculate the impact of income suspended based on Risk Department’s projections of at risk portfolio • Project month on month and year end income based on the above targets • Work out branch wise targets and communicate these targets to the branches. • Project incentive payable on the set product wise KPIs • Plan month on month deposit target product wise • Project cost of deposit based on agreed targets Monitoring and Variance Analysis • Compare actual branch performance against budgeted branch performance • Consolidate branch performance to overall Bank performance • Investigate positive and negative variances by seeking explanation from the branches • Prepare a summary of actionable points based on the identified variances • Track KPIs set by the Board of Directors and keep senior management up to date. • Prepare performance summaries for branches based on P&L numbers communicated by the finance department • Calculate incentive payable on branch KPIs • Monitor cost of deposit against budget.
Hold an CA, MBA, MPhil (majors Finance) degree from a reputable Institution. • Have a minimum of 5 years of relevant work experience.
Job Locations:
Head Office
About MMBL:
Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.
MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
Why Join MMBL ?
This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.