• Understanding customer behavior and distribution
• Ability to work under pressure
• Presentation skills
• Customer focused
• Leadership ability
• Proficient in MS office
• Self-starter and self-motivated
• Ability to work in a team
• Ability to work under pressure
• Enable the execution of sales strategy and customer acquisition process in order to meet, exceed portfolio growth and cross sell targets.
• Ensure overall assigned portfolio targets are achieved product wise CALSA / SA / TD on weekly/monthly/quarterly and annual basis.
• Take onboard Free Lancers / Brand Ambassador to make a deposit mobilization team of 25 head counts for retail deposit marketing.
• Ensure targeted percentage of portfolio mix i.e. between CASA and Term Deposit is achieved.
• Achieve fairly priced deposit to support retail deposit growth on the back of multiple accounts.
• Establish and maintain good relationships with key potential clients, and develop these into successful, ongoing business relationships.
• Ensue Deposit mobilization over a large number of accounts to minimize concentration risk and volatility in the portfolio.
• Ensure deposit mobilization through a consistent run rate of NTB account Opening on daily basis.
• Ensure to Provide highest level of customer services in coordination with branch staff.
• Handle activities ranging from identifying client’s financial needs and provide a need-based solution to clients like Payments & Cash Management, Trade Services, Treasury, Investment Banking with help of Area Manager or Regional Manager.
• Maintain good relationships with clients so that the business can maximize the value of those relationships for deepening and 360 degree opportunities.
• Monitor and assess the activities of our competitors to proactively satisfy and retain MMBL clients.
• Resolve any customer complaints promptly and professionally.
• Any task/ assignment assigned by Line Manager to be completed in efficient and effective manner.
• Hold a Bachelor’s degree from a reputable Institution in business administration, commerce, accounting, marketing, economics or finance. MBA will be preferable (Subject to approval).
• Have a minimum of 3 years of relevant work experience in sales planning, management, and operations experience within the retail/consumer banking.
• A good understanding of Deposit products and its workability. Must possess knowledge about CASA & bilinear fundamental to achieve CASA growth.
Job Locations:
Gujranwala Branch
About MMBL:
Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.
MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
Why Join MMBL ?
This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.