• Proficient in MS Office and use of Audit Management System
• Strong report writing and analytical skills
• Team management
• Time management
• Negotiation skills
• Ability to travel across MMBL network branches
Perform Risk based planning i.e. analysis of data & assignment, identification of key risk areas, sample selection and any other areas of importance for planning of branch/Process audit assignment;
• Independently Lead execution of branch/process audits according to audit plan i.e. conduct reviews branch functions according to applicable policies & procedures, laws & regulations, industry best practices, identification of gaps in policies and procedures, ensure test of controls and substantive testing;
• Draft audit observations & related annexures, preparation of audit report and working papers (soft/hard)
• Prepare & align audit checklist/programs with applicable policies & procedures, laws & regulations and develop audit test procedures;
• Development of process flow charts after understanding of business cycle of audited departments/function;
• For ready reference maintain comprehensive database of all applicable Laws & regulations, SBP circulars, Ordinances and comprehensive departmental database for all applicable bank policies, manuals, frameworks, procedures and circulars;
• Manage administrative and work-related conflicts through effective communication with auditee;
• Identify, relate, communicate and finalize audit observations in satisfaction of auditee;
• Work in a team i.e. value addition, imparting and sharing of knowledge, coordinated efforts to achieve assignment, departmental and organizational objectives, ready to help in given circumstances, confidentiality;
• Ensure completeness and archiving of working papers, audit file etc.
• Maintain effective and timely follow-up of branch/Process audits.
• To assist in the performance of special reviews/investigations at the request of management;
• Other assignments as delegated by Manager Internal Audit/Chief Internal Audit.
• At least 5 years progressively responsible professional-level auditing experience in banking industry.
• At least Master’s degree in Commerce, Business Administration or professional qualification like CA/ ACCA/ ACMA.
Job Locations:
Head Office
About MMBL:
Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.
MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
Why Join MMBL ?
This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.