• What is Relationship Officer - Asset Sales - MMBL?
  •  Proficient in MS Office
  •  Sound communication and interpersonal skills
  •  Product and process knowledge
  •  Convincing and selling skills
  •  Negotiation skills
  •  Client Relationship
  •  Meeting sales goals
  •  Motivation for sale
  •  Credit need assessment/client appraisal
  •  Collection management
• What Relationship Officer - Asset Sales - MMBL does?
  •  Implement the approved sales/service plans to achieve growth objectives of bank
  • by agreeing micro level sales/service delivery plans with BM/RM.
  •  Sells products by establishing contact and developing relationships with
  • customers as per defined SOP of the bank.
  •  Achievement of Targets/Objectives of sales in assigned areas with best ethics and
  • moral practices by following SOPs
  •  Ensure target achievement through genuine sale by avoiding family loaning,
  • activist base lending and adjustment lending.
  •  Make business of company profitable through sales of loans and enhancement of
  • number of customers by following SOPs of the bank.
  •  Marketing of company products and make strategy in this regards
  •  Aptitude for persuasion and negotiation
  •  Identifies business opportunities by identifying prospects and evaluation of
  • position of the industry.
  •  Evaluation of customer’s profile by adopting of five C’s of credit.
  •  Dissemination of terms and conditions of the products offered by the customers.
  •  Ensuring on track performance by conducting physical verification of the
  • prospective clients.
  •  Ensure proactive collection, perusal timely repayment of loans by communication
  • with clients and ensuring hundred percent collections of loans by following SOPs
  • of the bank
  •  Extra care must be taken while handling of customers legal documents to avoid
  • any misuse.
  •  Guide customers to deposit their loan repayments at cash counter only.
  •  Avoid cash handling of any customers of the bank while performing RO function
  • however in case of collection from field proper strict compliance of collection
  • manual must be ensured.
  •  Preparation of weekly field activity planner and deviation marking in consultation
  • with LM.
  •  Ensure Monthly/Quarterly meeting of customers as per defined products program.
  •  Conduct loan booking in strict compliance with bank’s policies, procedures, ethics,
  • and standards.
  •  Ensure continuous review of product and services related knowledge and
  • recommend areas of improvement through personal/client feedback.
  •  Conduct market assessment/research to identify selling possibilities and new
  • markets / areas and review the existing market / areas for final decisions in
  • consultation with line manager.
  •  Meet internal service standards and ensure no service related complaints are
  • received from customers by following bank fair treatment of customer policy.
  •  Developing and sustaining long-lasting relationship of the bank with customers
  •  Report cases with intent of fraud or prospective loss to the bank by internal or
  • external customers in any form to his line Manager/HOD.
  •  Ensure compliance of bank products SOPs and SBPs rules and regulation to
  • safeguards reputation of the bank to avoid any financial, operational and market
  • loss by adopting internal control standards in true letter and spirit.
• What are we looking for and what does it require to be Relationship Officer - Asset Sales - MMBL?
  •  Implement the approved sales/service plans to achieve growth objectives of bank
  • by agreeing micro level sales/service delivery plans with BM/RM.
  •  Sells products by establishing contact and developing relationships with
  • customers as per defined SOP of the bank.
  •  Achievement of Targets/Objectives of sales in assigned areas with best ethics and
  • moral practices by following SOPs
  •  Ensure target achievement through genuine sale by avoiding family loaning,
  • activist base lending and adjustment lending.
  •  Make business of company profitable through sales of loans and enhancement of
  • number of customers by following SOPs of the bank.
  •  Marketing of company products and make strategy in this regards
  •  Aptitude for persuasion and negotiation
  •  Identifies business opportunities by identifying prospects and evaluation of
  • position of the industry.
  •  Evaluation of customer’s profile by adopting of five C’s of credit.
  •  Dissemination of terms and conditions of the products offered by the customers.
  •  Ensuring on track performance by conducting physical verification of the
  • prospective clients.
  •  Ensure proactive collection, perusal timely repayment of loans by communication
  • with clients and ensuring hundred percent collections of loans by following SOPs
  • of the bank
  •  Extra care must be taken while handling of customers legal documents to avoid
  • any misuse.
  •  Guide customers to deposit their loan repayments at cash counter only.
  •  Avoid cash handling of any customers of the bank while performing RO function
  • however in case of collection from field proper strict compliance of collection
  • manual must be ensured.
  •  Preparation of weekly field activity planner and deviation marking in consultation
  • with LM.
  •  Ensure Monthly/Quarterly meeting of customers as per defined products program.
  •  Conduct loan booking in strict compliance with bank’s policies, procedures, ethics,
  • and standards.
  •  Ensure continuous review of product and services related knowledge and
  • recommend areas of improvement through personal/client feedback.
  •  Conduct market assessment/research to identify selling possibilities and new
  • markets / areas and review the existing market / areas for final decisions in
  • consultation with line manager.
  •  Meet internal service standards and ensure no service related complaints are
  • received from customers by following bank fair treatment of customer policy. Developing and sustaining long-lasting relationship of the bank with customers
  •  Report cases with intent of fraud or prospective loss to the bank by internal or
  • external customers in any form to his line Manager/HOD.
  •  Ensure compliance of bank products SOPs and SBPs rules and regulation to
  • safeguards reputation of the bank to avoid any financial, operational and market
  • loss by adopting internal control standards in true letter and spirit.

• Samundri Branch

Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.