Adhoc Analysis, Mystery Shopping, Specialized Searches, Maintaining Records, Review and Investigation of Cases, Preparation of Reports, Quality Assurance, KYC Reviews, Staying up to date with AML related laws and regulations.
• Perform mystery shopping on Apps and websites where Mobilink Bank Account are advertised for illegal activities.
• Perform analysis of accounts identified during specialized search services and mystery shopping.
• Perform analysis of accounts highlighted by LEAs.
• Evaluate AML Alerts in Transaction Monitoring System and ensure closure within TAT.
• Review of client’s account activity, statements, transactions and client profile information which may result in escalation of unusual activities to internal stake holders.
• Investigation and closure of all AML / CFT Alerts with logical evidence and appropriate comments.
• Prepare STRs in accordance with regulatory guidelines and internal policies.
• Ensure detailed and prompt investigation of all AML/CFT incidents cases and manage resolution of cases through internal and external communications.
• Maintain accurate and up-to-date records of all investigations and RFIs.
• Stay updated on AML laws and regulations.
• Ensure data integrity and adherence to confidentiality and privacy standards.
• Collaborate with internal departments, including Risk, Legal, and Compliance, to assess and mitigate potential risks.
• Perform KYC review of accounts to identify discrepancies.
• Perform quality assurance of TMS alerts.
• Support in AML/CFT Risk Assessments, Optimization of TMS indicators, Internal Advisories and Audits.
• Act as back up for timely reporting of CTRs and STRs.
• Ensure completion of tasks assigned by Line Manager.
Job Responsibilities
• Perform mystery shopping on Apps and websites where Mobilink Bank Account are advertised for illegal activities.
• Perform analysis of accounts identified during specialized search services and mystery shopping.
• Perform analysis of accounts highlighted by LEAs.
• Evaluate AML Alerts in Transaction Monitoring System and ensure closure within TAT.
• Review of client’s account activity, statements, transactions and client profile information which may result in escalation of unusual activities to internal stake holders.
• Investigation and closure of all AML / CFT Alerts with logical evidence and appropriate comments.
• Prepare STRs in accordance with regulatory guidelines and internal policies.
• Ensure detailed and prompt investigation of all AML/CFT incidents cases and manage resolution of cases through internal and external communications.
• Maintain accurate and up-to-date records of all investigations and RFIs.
• Stay updated on AML laws and regulations.
• Ensure data integrity and adherence to confidentiality and privacy standards.
• Collaborate with internal departments, including Risk, Legal, and Compliance, to assess and mitigate potential risks.
• Perform KYC review of accounts to identify discrepancies.
• Perform quality assurance of TMS alerts.
• Support in AML/CFT Risk Assessments, Optimization of TMS indicators, Internal Advisories and Audits.
• Act as back up for timely reporting of CTRs and STRs.
• Ensure completion of tasks assigned by Line Manager.
Job Requirements
Hold at least Bachelor’s degree and having at least 2 years of Banking or Analytical Experience.
Essential Skills
• Analytical, research and investigative skills
• PC skills (Microsoft Office, specifically MS Word, MS Excel, MS Power Point)
• Report writing skills
Desired Skills
• Sound communication & interpersonal skills
• Ability to work under pressure.
• Ability to operate TMS Platform and other banking interfaces.
Job Locations:
Head Office
About MMBL:
Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.
MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
Why Join MMBL ?
This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.