• What is Manager Product - Liability & Bancassurance - MMBL?
  • The function is responsible for developing & managing deposit & Bancassurance related products, ensuring competitive pricing & driving products sales performance. The role involve strategic planning, product development, coordination with sales team & other stockholders, marketing initiatives & revenue optimization.
• What Manager Product - Liability & Bancassurance - MMBL does?
  • Product Development & Management:
  • • Develop & enhance liability & BANCA products (CASA, Term deposit ) based on market research & customers insight.
  • • Develop & enhance Bancassurance products (life, health, general insurance) in collaboration with insurance partners.
  • • Ensure product offering align with business goals & regulatory requirements.
  • • Improve customers experience by introducing innovative feathers and digital banking solutions.
  • • Introduce customized insurance solutions tailored to customers segments.
  • • Ensure seamless integration of insurance offering with banking products.
  • Pricing & Budgeting:
  • • Develop competitive pricing strategies for liability & Banca products and to optimize revenue, product profitability and market share.
  • • Develop effective product strategies to enhance non-funded income
  • • Monitor interest rate trends & recommend adjustments to maintain a balanced cost of funds.
  • • Prepare & maintain annual product budgets, forecasting revenue & deposit growth
  • Business Development & stakeholders Coordination:
  • • Work closely with the sales force & other stakeholders to provide product training, product research, sales strategies and market insights.
  • • Monitor product performance in the market and develop key product performance metrics
  • • Develop incentive structure to drive sales effectiveness.
  • • Liaise with IT, risk management, finance & operation teams to enhance product delivery.
  • • Strive for digital solutions & digital transformation initiatives for liability & Banca product offerings.
  • Marketing & Campaign Management:
  • • Collaborate with the marketing team in promoting marketing campaigns for liability and banca products.
  • • Leverage digital channels, branch networks & partnerships for products visibility.
  • • Conduct competitor benchmarking to refine products marketing strategies.
  • • Develop incentive structure to drive sales effectiveness.
  • Compliance & Risk Management:
  • • Ensure all liability & Banca products comply with regulatory guidelines.
  • • Assess risk associated with pricing, customers retention & market fluctuations.
  • • Develop incentive structure to drive sales effectiveness.
  • • Manage risks related to claims handling, mis-selling and customers satisfaction.
  • Other tasks assigned by Line Manger
• What are we looking for and what does it require to be Manager Product - Liability & Bancassurance - MMBL?
  • • Minimum Bachelor degree in Business Finance or related field
  • • Minimum 5-year experience in product development & management
  • • Experience in liability & Bancassurance product development is preferable
  • Essential Skills
  • • Strong analytical skills
  • • Pricing & budgeting skills
  • • Proficient in MS Office
  • • Excellent leadership & cross-functional coordination capabilities
  • • Ready for mobility
  • • Ability to work under pressure

• Head Office

Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.