• What is Manager Product – Asset Sales - MMBL?
  • The function is responsible for developing & managing Asset products, ensuring competitive pricing & driving products sales performance. The role involves strategic planning, product development, coordination with sales team & other stockholders, marketing initiatives & revenue optimization.
• What Manager Product – Asset Sales - MMBL does?
  • Product Development & Management:
  • • Develop & enhance Asset products, specifically SME’s & housing based on market research & customers insight.
  • • Develop geographic based SME product for enhanced acceptability and outreach.
  • • Develop effective market development plan for SME segment and clusters.
  • • Ensure product offering align with business goals & regulatory requirements.
  • • Improve customers experience by introducing innovative feathers and digital banking solutions.
  • • Introduce customized product solutions tailored to customers segments.
  • Pricing & Budgeting:
  • • Develop competitive pricing strategies for Asset products and to optimize revenue, product profitability and market share.
  • • Develop effective product and market plan for SME product.
  • • Monitor interest rate trends & recommend adjustments to manage the product costing.
  • • Prepare & maintain annual product budgets, forecasting revenue & profit growth.
  • Business Development & stakeholders Coordination:
  • • Work closely with the sales force & other stakeholders to provide product trainings, sales strategies and market insights.
  • • Monitor product performance in the market and develop key product performance metrics
  • • Develop incentive structure to drive sales effectiveness.
  • • Liaise with IT, risk management, finance & operation teams to enhance product delivery.
  • • Strive for digital solutions & digital transformation initiatives for Asset product offerings.
  • Marketing & Campaign Management:
  • • Collaborate with the marketing team in promoting marketing campaigns for Asset products.
  • • Leverage digital channels, branch networks & partnerships for products visibility.
  • • Conduct competitor benchmarking to refine products marketing strategies.
  • • Develop incentive structure to drive sales effectiveness.
  • Compliance & Risk Management:
  • • Ensure all asset products comply with regulatory guidelines.
  • • Assess risk associated with pricing, customers retention & market fluctuations.
  • • Manage risks related to collateral management.
  • Other tasks assigned by Line Manger
• What are we looking for and what does it require to be Manager Product – Asset Sales - MMBL?
  • • Minimum Bachelor degree in Business Finance or related field
  • • Minimum 5-year experience in product development & management
  • • Experience in asset product development is preferable
  • Essential Skills
  • • Strong analytical skills
  • • Pricing & budgeting skills
  • • Proficient in MS Office
  • • Excellent leadership & cross-functional coordination capabilities
  • • Ready for mobility
  • • Ability to work under pressure

• Head Office

Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.