Manager Audit - Branchless Banking

Job Details:

    • • Identify and evaluate audit risk areas and contribute to the development of the enterprise risk-based annual internal audit plan in coordination with Audit Managers and the Head BB Audit.
    • • Execute the approved audit plan and ensure completion of all engagements within defined timelines.
    • • Manage and perform audit procedures, including supervision of fieldwork, issue identification, development of criteria, evidence analysis, and documentation of client processes.
    • • Lead and guide the BB Audit Team in conducting interviews, reviewing documents, administering surveys, preparing working papers, and drafting summaries.
    • • Supervise the team in identifying, developing, and documenting audit issues and recommendations, and ensure action plans are designed and approved.
    • • Conduct follow-ups on audit observations as per SBP guidelines and internal policies, ensuring maximum on-spot or timely issue closure and coordinating consolidated follow-up reporting.
    • • Directly manage and complete assigned audit and advisory engagements.
    • • Ensure audit, advisory, and fraud-related results are properly discussed with management and communicated through timely reports and presentations. Implement revised report formats and rating criteria.
    • • Resolve audit findings disagreements where possible and escalate unresolved matters to the Head BB Audit.
    • • Maintain productive, team-oriented relationships with clients, staff, and management through regular interaction.
    • • Represent the internal audit function in organizational projects, management meetings, and external forums where required.
    • • Perform audit engagements in accordance with international standards and approved methodologies, including the process audit approach. Demonstrate value addition to business objectives.
    • • Prepare for Internal and External QA assessments and support QA reviews of other units.
    • • Ensure team members receive required skill development, training, and professional certification support.
    • • Participa
    • • Identify and evaluate audit risk areas and contribute to the development of the enterprise risk-based annual internal audit plan in coordination with Audit Managers and the Head BB Audit.
    • • Execute the approved audit plan and ensure completion of all engagements within defined timelines.
    • • Manage and perform audit procedures, including supervision of fieldwork, issue identification, development of criteria, evidence analysis, and documentation of client processes.
    • • Lead and guide the BB Audit Team in conducting interviews, reviewing documents, administering surveys, preparing working papers, and drafting summaries.
    • • Supervise the team in identifying, developing, and documenting audit issues and recommendations, and ensure action plans are designed and approved.
    • • Conduct follow-ups on audit observations as per SBP guidelines and internal policies, ensuring maximum on-spot or timely issue closure and coordinating consolidated follow-up reporting.
    • • Directly manage and complete assigned audit and advisory engagements.
    • • Ensure audit, advisory, and fraud-related results are properly discussed with management and communicated through timely reports and presentations. Implement revised report formats and rating criteria.
    • • Resolve audit findings disagreements where possible and escalate unresolved matters to the Head BB Audit.
    • • Maintain productive, team-oriented relationships with clients, staff, and management through regular interaction.
    • • Represent the internal audit function in organizational projects, management meetings, and external forums where required.
    • • Perform audit engagements in accordance with international standards and approved methodologies, including the process audit approach. Demonstrate value addition to business objectives.
    • • Prepare for Internal and External QA assessments and support QA reviews of other units.
    • • Ensure team members receive required skill development, training, and professional certification support.
    • • Participate in the implementation of the Audit Management System (AMS) and perform all audits within AMS guidelines.
    • • Complete tasks assigned by the Head BB Audit related to audit enhancement projects in a timely manner.
    • • Manage logistics and administrative aspects of audit engagements, including review of expense reports and ensuring policy compliance.
    • • Participate in capacity-building initiatives.
    • • Pursue continuous professional development through internal/external training and professional memberships and share relevant learnings with the team.
    • • Stay updated with latest professional standards and pronouncements.
    • • Perform any other duties assigned by the Head BB Audit.
    • • Have a minimum of 8 years’ experience of working in banking industry.
    • • Adequate experience of Branchless Banking Audits/Management Audits/Departmental Audits of All Head Office departments.
    • • CIA/ACCA/ACA/ACMA/M.Com with at least 4 year post qualification experience
    • • Hold a Bachelor’s degree from a reputable Institution, however MBA will be preferable.
    • • Proficient in MS Office, Artificial Intelligence and data analytics
    • • Strong analytical skills
    • • Team management
    • • Time management
    • • Negotiation skills
    • • Customer Relationship
    • • Ability to work under pressure
    • • Sound communication and interpersonal skills
    • • Experience preparing and contributing to the development of audit plan and tools

Job Locations:

  • Head Office

About MMBL:

Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL ?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.

Short Description
  • Job Type:

    Permanent
  • Positions:

    1
  • Posted On:

    Dec 03, 2025
  • Last Date:

    Dec 11, 2025
  • Grade:

    AVP
  • Department:

    Internal Audit