The Product Manager – Supply Chain is responsible for developing and managing supply chain financing products that address the working capital needs of suppliers, distributors, and manufacturers. This role involves designing Shariah-compliant and conventional solutions, optimizing product processes, and collaborating with internal stakeholders to drive portfolio growth while mitigating risk
• Design and launch supply chain finance products (e.g., invoice discounting, purchase order financing, distributor financing) aligned with market needs and business strategy, focusing on product development and sustainable profitability
• Manage the end-to-end product development lifecycle, from ideation and structuring to performance monitoring and continuous optimization
• Conduct market and competitor analysis to identify opportunities, gaps, and evolving needs within supply chain ecosystems for new product development
• Collaborate with Credit and Risk teams to define underwriting criteria for suppliers, distributors, and anchor/buyer relationships while balancing risk and product yield
• Drive digitalisation of onboarding, limit management, and disbursement processes through close coordination with IT and Operations teams
• Enable system integration with platform partners to support seamless digitalisation of onboarding for merchants, distributors, and suppliers
• Lead onboarding of anchors, merchants, distributors, and their supply chain networks to expand product reach and utilization, optimizing product yield
• Monitor portfolio performance, including utilization, delinquencies, turnaround time, product yield, and overall product profitability
• Ensure compliance with SBP regulations and, where applicable, Shariah-compliant structures such as Murabaha and Salam
• Support business growth by training and enabling relationship managers and sales teams on product features, digitalisation processes, and risk parameters
• Track key metrics such as active clients, ticket size, turnaround time, portfolio quality, product yield, ecosystem expansion, and drive continuous improvement to maximize profitability
• Any other task assigned
Required Qualification & Experience:
• Bachelor's or Master's degree in Finance, Business Administration, or Supply Chain Management from an HEC-recognized university
• 5-7 years of experience in product management, trade finance, or supply chain finance within a bank or financial institution
• Prior experience working with anchor-buyer programs or invoice financing products
• Experience with SBP regulations for trade and supply chain finance is preferred
Essential Skills
• Working knowledge of supply chain finance structures (invoice discounting, reverse factoring, distributor financing)
• Strong Excel skills for portfolio MIS and performance tracking
• Understanding of risk assessment for supplier ecosystems and anchor-buyer models
• Familiarity with SBP Prudential Regulations for trade finance
• Cross-functional collaboration with Trade, Credit, IT, and Operations teams
• Data-driven problem solving and product analytics
• Strong communication skills for sales training and anchor relationship management
Job Locations:
Head Office
About MMBL:
Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.
MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
Why Join MMBL ?
This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.