• What is Pool management Consultant - MMBL?
  • The Pool Management Consultant – Islamic Banking will assist the Technical & Functional Lead – Islamic Pool Management in managing day-to-day pool management operations, profit distribution activities, asset allocation, reconciliations, and system support. The role involves coordination with Business, Finance, Operations, IT, and Shariah teams to ensure accurate and Shariah-compliant Islamic banking operations.
• What Pool management Consultant - MMBL does?
  • • Basic understanding of Islamic banking concepts and profit distribution methodologies.
  • • Knowledge of pool management structures, asset allocation, and Shariah compliance requirements.
  • • Assist in managing Islamic Pool Management modules within Core Banking Systems such as T-24 and AlQist.
  • • Support pool creation, maintenance, and profit allocation activities.
  • • Assist in accurate computation and distribution of profit and loss to depositors in accordance with approved Shariah guidelines.
  • • Knowledge of financing and investment asset movements within pools and support accurate allocation and tracking.
  • • Assist in asset tagging and pool mapping activities to maintain alignment with financial and operational records.
  • • Support validation of weightages, expected returns, and pool performance calculations in coordination with the Islamic business team.
  • • Assist in reconciliation of pool balances, GLs, assets, and profit calculations.
  • • Support data integrity, reconciliation accuracy, and integration between T-24 and AlQist systems.
  • • Assist in month-end and year-end closing activities related to Islamic banking operations.
  • • Support compliance with SBP regulations, AAOIFI standards, and internal policies.
  • • Participate in system implementation, UAT (User Acceptance Testing), and change management activities.
  • • Coordinate with the Shariah Compliance Department to support compliance with Islamic banking principles.
  • • Coordinate with Operations, Finance, Risk, Treasury, Business teams, and other stakeholders for smooth execution of pool management activities.
  • • Familiarity with Islamic Banking modules, preferably Temenos T-24 and AlQist, will be an advantage.
  • • Support automation initiatives and recommend process improvements to streamline pool management processes.
  • • Strong analytical, reconciliation, and problem-solving skills.
  • • Good communication and stakeholder management abilities.
  • • Proficiency in Microsoft Excel and reporting tools.
• What are we looking for and what does it require to be Pool management Consultant - MMBL?
  • • Bachelor’s degree in Finance, Accounting, Banking, Business Administration, Information Systems, or a related field.
  • • Islamic Banking certification or relevant coursework will be an added advantage.
  • • 1–3 years of relevant experience in Islamic Banking Operations, Pool Management, Finance Operations, or related functions preferred.
  • • Ability to work in a fast-paced environment and manage multiple tasks effectively.
  • • Strong attention to detail and commitment to accuracy and compliance.

• Head Office

Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.