• Understanding the collateral documents against credit facilities availed by borrower from MMBL.
• Understanding of property documents (Sale Deed, Mortgage Deed, General Power of Attorney, Fard & Inteqal etc.)
• Understanding of credit facilities like House Finance, Running Finance, Vehicle Finance and Agri Loans etc.
• Experience of collection, safe keeping & handling of Post Dated Cheques (PDCs) as provided by customer as collateral.
• Ensure collection & safe keeping of Loan Security documents like Charge Documents, Legal Documents, Title Deeds of property & insurance documents etc. in line with Bank’s policies & manuals
• Handling the registration of vehicle documents (Registration Book, Smart Card, Sale Certificate, Purchase invoice, ETO Registration Slip etc.).
• Release of loan security documents upon complete & final adjustment of Loans to branches.
• Assist in post disbursement CBCs and raise early warning signs to trigger prompt interventions. Assist in conducting the Inspection, Audits and other assignments as required.
• Propose & implement the finalized ideas for automation and digitizing the functional requirements to increase efficiency.
• Timely Reporting of pending collateral documents to branches.
• Any other tasks assign from Line Manager and Head of Department.
• Hold at least bachelor’s degree in commerce, Business Administration or Economics.
• Minimum three months experience as intern with any bank in Credit Administration Department for better understanding of credit management.
• Understanding of Credit/Collateral Administration
• Good analytical research and documentation review skills
• Good planning and team playing skills
• Efficient in MS Office skills (Emphasis on Excel & Word)
• Excellent presentation skills
Job Locations:
Head Office
About MMBL:
Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.
MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
Why Join MMBL ?
This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.