The Assistant Manager of Bank Reconciliation is responsible for ensuring the accuracy, integrity, and timely reconciliation of the bank’s core clearing accounts, digital payment systems, and interbank settlement pipelines. This role bridges the gap between daily data processing and high-level risk management. The AM oversees daily matching cycles, ensures swift exception handling to prevent liquidity risks, and prepares structured reports for senior management while guiding junior reconciliation officers
Supervise and execute the daily reconciliation of high-volume transaction pipelines, including real-time systems (like RAAST) and standard clearing networks (like IBFT) on both regular and deferred settlement cycles.
Perform daily General Ledger (GL) to bank statement matching. Investigate, track, and resolve open entries, discrepancies, and un-reconciled balances across multiple branch and suspense accounts.
Identify aging entries, operational discrepancies, or potential leakage points, escalating financial or liquidity risks to the Unit Lead or Risk Management team immediately.
Drive month-end closing activities by ensuring all respective clearing GLs are balanced, verified, and settled within the strict corporate closing timelines.
Prepare comprehensive daily, weekly, and monthly Management Information System (MIS) reports detailing outstanding positions, reconciliation efficiency, and aging analysis for senior leadership review.
Collaborate closely with IT, Treasury, and DFS Technical Team to resolve system errors, root-cause transaction failures, and streamline data lifecycles.
• Bachelor’s or Master’s degree in Finance, Accounting, Banking, or a related field (e.g., BBA, MBA Finance, M.Com).
• Part-qualified professional certifications (such as ACCA, CA, or professional banking diplomas) are highly advantageous.
• Minimum 3–5 years of progressive experience in commercial banking or microfinance banking operations, with a dedicated focus on financial reconciliations, settlement processing, or clearing.
Job Locations:
Head Office
About MMBL:
Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.
MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
Why Join MMBL ?
This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.