Proficient in MS Office especially with MS Excel and PowerPoint. Capable of learning and using software (prevailing in organization). Sound communication and interpersonal skills
• Review and Submission of Regulatory Returns on Monthly/ Quarterly/ Yearly basis to SBP and meeting all the adhoc requirements
• Review and Submission of Data Returns of Credit Ratings to PACRA and PMN as and when required. Review of SBP circulars pertaining to RMD on Quarterly basis to SBP.
• MIS enhancement and the analysis of the loans portfolio to mitigate the credit risk
• Perform Risk Analysis and Updation of Risk Appetite.
• Preparation of Data for submission of BRCC and ALCO meetings.
• Performing liquidity gap analysis to mitigate the liquidity risk of the bank.
• Performing the credit, liquidity, market and operational stress tests to the bank portfolio to assess the level of shocks and report the same to SBP and management.
• Part of the Middle Office Team to perform the investment portfolio risk analysis in coordination with Finance to manage the liquidity and market risk.
• Financial Statements Analysis and assessing the bank’s current standing.
• Preparation of CAR, CRR, SLR for monitoring it as per SBP limits to manage liquidity.
• Risk Review and Testing of the new products, loss indicators and reporting.
• Resolution of system issues, Monitoring and reviewing system changes
• Preparation of Data to input in Loss Expectancy Model for IFRS-9 reporting.
• Assistance in resolution of External / Internal Audit objections including SBP audit objections
• Perform all other duties and tasks as assigned by the Executer Manager/ CRO.
Hold a Master’s degree from a reputable Institution in the fields of Business Administration/Banking & Finance
Have at least 5 to 7 years of Risk/Credit/ Finance and operations or bank related experience.
IT knowledge will be preferable
Job Locations:
Head Office
About MMBL:
Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.
MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
Why Join MMBL ?
This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.